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Critical Notice to NAFEP 401(k) Plan Customers:

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All profit-sharing 401(k) plans must be amended with the 2011 Required Amendment. As a courtesy to past customers, NAFEP is providing a free copy of this amendment for your 401(k) Plan. You may need to download Adobe Acrobat Reader if you cannot open this .pdf file (see www.adobe.com for a free copy of the reader).

If your plan has not been formally terminated, you will need to print out this amendment and sign it. The trustee of the plan, as well as an authorized officer of the company sponsoring your plan, must sign where indicated. Once it is signed, please place it inside your plan binder. Your plan will be out of compliance if this amendment is not signed (adopted) and kept with the main plan documents. NAFEP cannot provide legal or tax advice so if you need help in understanding the contents of this amendment or how it may affect your plan, please seek an independent advisor to discuss it with you.

Also, if you have not received an e-mail from NAFEP regarding this announcement, it means we do not have your current e-mail address on file. In order to receive any future announcements of required plan updates, you will need to provide us with your current e-mail. You can send it to Jodie@nafep.com.

Cordially,
NAFEP